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The Ogilvy Jump Memory Foam Half Pad is the best solution on the market to avoid any back rubbing or friction. The memory foam acts as a buffer that fills any voids between the saddle and the horse, stabilizing the saddle, and provides shock absorption for the backs of both horse and rider. This allows your saddle to fit perfectly on any horse, as the memory foam gets very thin where there are pressure points or where the saddle gets closer to the horse. As good for the rider's back as for your horse's back!